1. Start with the site visit
Write down what stays, what comes out, and what moves. A bathroom with the same fixture locations is a different job from one with relocated drains and a larger shower. Measure the floor, tiled walls, ceiling, and access route separately. Take photos of the conditions behind your assumptions.
This fictional example was prepared October 15, 2026: an 8 × 9 ft bathroom with a 3 × 4 ft shower base, 60 sq ft of measured floor tile and 100 sq ft of shower wall tile. Fixture locations stay. It includes a stock 36-inch vanity with integrated top, toilet, faucet and shower valve/trim. Retain the existing mirror, light, towel bars and shower curtain/rod. No structural repair is assumed. These are teaching inputs, not current local prices.
- Confirm who supplies the vanity, fixtures, tile, and accessories.
- Record the shower assembly, tile layout, edge details, and finish selections.
- Identify protection, disposal access, permit responsibility, and inspection time.
- List concealed damage as an unknown with an agreed review process.
2. Turn measurements into quantities and hours
Measure installed area first, then add purchasing waste where it applies. At an illustrative 10% waste allowance, 100 square feet of wall tile becomes 110 square feet to buy. At $5 per square foot, that tile costs $550 before tax and delivery. Round purchases to the supplier’s box size. The floor tile purchase is 66 square feet at $5 = $330. The worksheet also prices $200 of setting materials and 36 labor hours at $45 = $1,620, bringing the tile phase to $2,700. The 10% waste factor is an assumption, not a universal ordering rule.
Price labor from the hours each phase needs and your loaded labor cost. For example, 36 tile-installation hours at an illustrative $45 cost per hour is $1,620. This is an employer cost, not the rate you charge the client. If a subcontractor quote includes labor and materials, do not add those same costs again.
3. Build the direct-cost estimate
The table rolls the 15 editable cost lines in the worksheet below into phases. Labor is a loaded employer cost; trade quotes include only their listed scope. The $1,500 plumbing quote includes setting the vanity and connecting the listed fixtures, whose supply costs appear separately. The $850 electrical quote includes fan supply and replacement on the verified existing duct route. Purchase taxes and tile freight are omitted pending verification; add them before issuing a real quote.
| Phase | Example direct cost | What to verify |
|---|---|---|
| Protection, demolition & disposal | $1,200 | Access, hauling, disposal charges |
| Plumbing | $1,500 | Quoted fixtures and connections |
| Electrical & ventilation | $850 | Trade quote and fan scope |
| Shower substrate & waterproofing | $1,250 | Assembly, labor, testing |
| Tile materials & installation | $2,700 | Measured areas, waste, labor |
| Vanity, top & fixtures | $2,200 | Selections, delivery, installation scope |
| Paint, trim & cleanup | $700 | Prep, coats, final clean |
| Permit and job-specific fees | $300 | Actual local requirements |
| Direct-cost subtotal | $10,700 | Before overhead, profit, and tax |
4. Add risk, overhead, and profit deliberately
In this example, add a $535 internal risk allowance ($300 for extra preparation labor and $235 for incidental access/disposal costs) to the $10,700 subtotal. The cost base becomes $11,235. An illustrative 30% markup adds $3,370.50, producing a $14,605.50 selling price before applicable tax. That markup must cover your planned overhead allocation and profit; it is not all money you take home.
A 30% markup is about a 23.1% gross margin on this cost base. It is not a 30% margin. Choose the percentage from your actual costs and business goals. If you price overhead as a separate cost, avoid recovering it twice without intending to.
Keep an internal risk allowance separate from a client selection allowance. One covers uncertainty in your cost estimate; the other states what is included for an unselected product. Explain any client-facing contingency and how unused amounts are treated in your agreement.
5. State allowances, exclusions and schedule assumptions
The sample includes supply allowances of $550 for wall tile, $330 for floor tile, $1,500 for the vanity/top and $700 for fixtures. These are direct-cost budgets already included in the subtotal. Installation is separately priced; vanity and fixture delivery is included, tile freight and taxes are not. Compare selections on the same basis and agree both overages and credits before ordering.
The contractor supplies the listed items and coordinates permits and inspections. The $300 fee line is a placeholder, not a jurisdiction-specific permit quote. Verify the applicable code, local amendments, assembly instructions and actual fees before issue.
- Excluded: concealed-damage and structural repairs, hazardous-material work, layout or service relocation, panel or duct upgrades, custom glass, niches, benches and specialty tile patterns.
- If a concealed condition appears, document it and agree the affected extra scope, price and schedule before that work proceeds.
- Illustrative duration: 15 working days after selections, deliveries, permits and trade availability are confirmed. Verify drying, testing and inspection time for the actual system.
- Enter your own issue date, selection deadlines, valid-until date and payment milestones. No new monthly edition is needed to reuse this worksheet.
6. Review the proposal before it leaves the truck
Read the estimate against the scope, not just the total. Check quantities, current supplier prices, trade inclusions, selections, exclusions, and who owns each responsibility. Verify tax treatment separately rather than applying one rule to every project.
Add a valid-until date, realistic duration, payment milestones, and a clear process for changes. The free worksheet below runs in your browser. Use the linked proposal and scope pack to turn verified quantities and costs into a customer draft; the paid GreenlitBid workspace is still in development.
Put it to work on your next job.
Use the template as a starting point. Replace the prompts with your project details before you send it.
Edit quantities and direct costs, then save your worksheet. These inputs start with the October 15, 2026 fictional example. Entries stay in this tab and are lost on reload; download before leaving. Your project details are not sent to GreenlitBid.
| Scope / cost basis | Quantity | Rate (USD) | Direct cost |
|---|---|---|---|
| Protection and demolition laborProtect hall; remove existing shower finishes, floor tile, vanity and toilet. Loaded labor cost. | hours | $900.00 | |
| Protection supplies and disposalFloor protection, containment supplies, hauling and disposal fees. | lot | $300.00 | |
| Plumbing and vanity installationExisting locations retained; rough materials, drain connection, set vanity/top and connect listed fixtures. Fixture supply below. | trade quote | $1,500.00 | |
| Electrical and ventilationReplace one fan using verified existing duct route; reconnect one existing light. Includes fan and labor; no panel work. | trade quote | $850.00 | |
| Shower substrate and waterproofing materials3 × 4 ft shower base/drain assembly, wall substrate and compatible waterproofing components; verify actual system. | assembly | $800.00 | |
| Shower substrate and waterproofing laborPreparation, assembly installation and required testing; confirm system instructions and inspection sequence. | hours | $450.00 | |
| Wall tile selection allowance100 sq ft installed + 10% illustrative waste. Supply only; round to actual boxes. | sq ft purchased | $550.00 | |
| Floor tile selection allowance60 sq ft installed + 10% illustrative waste. Supply only; shower base is separate. | sq ft purchased | $330.00 | |
| Tile setting materialsMortar, grout, sealant and edge/transition profiles; verify coverage and layout. | lot | $200.00 | |
| Tile installation labor100 sq ft walls and 60 sq ft floor; simple layout, no niche, bench or specialty pattern. | hours | $1,620.00 | |
| Vanity and integrated top allowanceStock 36-inch vanity with integrated top/sink; supply and delivery, installation in plumbing quote. | set | $1,500.00 | |
| Plumbing fixture allowanceToilet, faucet and compatible shower valve/trim supply and delivery; installation in plumbing quote. | set | $700.00 | |
| Paint, trim and final cleanup laborPrepare and paint remaining walls/ceiling, replace up to 24 linear ft base trim, final clean and punch list. | hours | $450.00 | |
| Paint and trim materialsPrimer, paint, trim and consumables for listed surfaces. | lot | $250.00 | |
| Permit and job-specific feesPlaceholder only; contractor coordinates permits/inspections. Replace with local determination and actual fees. | provisional sum | $300.00 |
- Direct costs
- $10,700.00
- Cost base with risk
- $11,235.00
- Overhead / profit markup
- $3,370.50
- Selling price before tax
- $14,605.50
Add purchase taxes, freight and other missing costs to the relevant rates before quoting. Customer tax is not calculated here. A markup is not net profit.
The notes do not change automatically when you edit rates. Reconcile allowance amounts, risk notes, quantities and dates before export.
Sources and maintenance
Reviewed October 15, 2026. Sample rates are invented teaching inputs, not a live price feed. Verify project costs and local requirements before each use. This reusable template needs updates when guidance or tool behavior changes; new monthly or seasonal editions are optional.